Clarity. Trust. Control.

Little Tree Capital is 100% Indigenous-owned investment infrastructure built to help individuals, businesses, and band councils understand their options, reduce hidden fees, and make confident decisions about their money.

Our tools show you exactly what fees cost you over time — whether you have $1,000 or $100 million.

We own the investment infrastructure so Indigenous communities earn more, pay less, and never lose control of their capital.

Book a 15-min intro See What Fees Cost You

Private by design — no banking logins. This demo does not store personal financial info.

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Why Little Tree Capital Exists

We built the tools we wished existed — designed for Indigenous investors who deserve better.

Keep more of your returns

Traditional investment products charge fees that compound over time, silently eating into your wealth. Our tools show you the real cost of fees so you can make informed choices.

Understand fees in plain language

MER, trailer fees, admin costs — the financial industry uses complex terms to obscure what you pay. We translate it into dollars and show you what you keep versus what you lose.

Indigenous-owned infrastructure

We do not sell third-party products. We own and govern the investment infrastructure, ensuring that Indigenous communities maintain control and benefit from the wealth they create.

Little Tree Capital Fee Analyzer

See what fees really cost you — and compare your options.

Your Investment Details

Upload statement (PDF) — Private

Your file stays private. This demo does not store uploads.

Your Results

Total Fees Paid Over 10 Years
$0
$0 per year on average
Your Portfolio After 10 Years
$0
Without fees: $0
What You Keep vs. Lose to Fees
0% / 0%
Fee drag: $0
Returns vs Fees
Returns Fees
Growth Over Time
No fees With fees
Where Fees Go

Typical Bank vs Little Tree Capital

Factor Typical Bank GIC Little Tree Capital
Fixed Return 2.5% - 4.5% 6% Fixed
Tax Treatment Fully Taxable Tax-exempt under Section 87
Term 1-5 years 1 year fixed
Ownership Bank shareholders Indigenous-owned
Control Bank policies Indigenous governance
Structure Deposit product Interest on note
Hidden Fees Often present Transparent

Committee-Friendly Summary

A simplified view designed for trustees, council members, and committee presentations.

Key Numbers
  • Current Value: $24,500,000
  • Projected Annual Fees: $600,250
  • 5-Year Fee Impact: $3,380,000
  • LTC Alternative Savings: $850,000/year
Structure Benefits
  • 6% fixed annual return
  • Tax-exempt under Section 87
  • One-year fixed term
  • Indigenous-owned infrastructure
  • Third-party audited (PWC)
Risk Considerations
  • Returns are fixed, not market-linked
  • Capital locked for term duration
  • Structure validated by Norton Rose
  • Independent fund administration
Questions for Your Advisor
  • What is our total fee burden annually?
  • How do our returns compare after fees?
  • What is our tax exposure on gains?
  • Who owns/controls our investments?

How It Works

A clear path from understanding to action.

1

Chat with us live

Share your current investments, statements, or simply what you know. We keep it private.

2

We explain fees and options

See exactly what you pay in fees and how different options compare over time.

3

We offer strategies and solutions

Learn about tax-efficient, Indigenous-owned alternatives that may work for your situation.

4

You decide with clarity

Make confident decisions with full transparency. No pressure, no hidden agendas.

For individuals, businesses, and band councils.

Frequently Asked Questions

Answers to common questions about Little Tree Capital.

Is this tax or legal advice?

No. Little Tree Capital provides educational tools and information. We are not licensed to provide tax, legal, or investment advice. Please consult qualified professionals for advice specific to your situation.

Do you store my statement uploads?

No. This demo does not store any files you upload. Your documents remain on your device. When our full platform launches, any data handling will be clearly disclosed with your consent.

What kinds of investments do you support?

Our tools work with mutual funds, GICs, ETFs, and other common investment products. Our core offering is a 6% fixed return, tax-exempt investment structured as interest on a note.

Can band councils use this?

Yes. Little Tree Capital is designed to serve individuals, businesses, trusts, and band councils. We have specific views and reports designed for committee and trustee presentations.

How do you get paid?

Little Tree Capital retains a spread between the returns generated by our institutional investments and the fixed rate paid to investors. This is disclosed transparently — no hidden fees.

What is the next step?

Book a 15-minute intro call. We will answer your questions, explain how the structure works, and help you determine if Little Tree Capital is right for your situation.

Ready to learn more?

Book a conversation with our team. We will explain how Little Tree Capital works and answer any questions — no pressure, no sales pitch.

We own the investment infrastructure so Indigenous communities earn more, pay less, and never lose control of their capital.

Book a 15-min intro

Send us a message

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Ask Little Tree

Demo chatbot — not financial advice.
Hello! I am here to help you understand investment fees and your options. What would you like to know?

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